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Family Selection
Selection of families is based upon level of need, willingness to partner with Habitat, and ability to repay the no-interest loan. Basic requirements are as follows:
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Inability to obtain a home mortgage through regular means.
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Applicants must be in need of affordable or decent housing. Families who live in substandard conditions such as overcrowding, inadequate utilities, structural problems, and dangerous neighborhoods may be considered for Habitat ownership.
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Applicants must meet Habitat income guidelines (see Income Guidelines chart) and be able to repay a no-interest mortgage. All judgments, liens, and garnishments must be paid before the application is considered. A credit history will be reviewed.
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Applicants must be willing to partner with Habitat, agreeing to complete the required 500 hours of sweat equity.
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Applicants must agree to work with the Family Services Committee, who assists the family in acquiring skills needed for responsible homeownership.
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Applicants must understand that a review will be conducted by the Family Services Committee to determine actual need, ability to repay the mortgage loan, acceptable credit, and willingness to partner with Habitat for Humanity.
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Income Guidelines
Number in Family |
Income |
1 |
$18,595 - $27,893 |
2 |
$21,278 - $31,918 |
3 |
$23,920 - $35,880 |
4 |
$26,582 - $39,874 |
5 |
$28,704 - $43,056 |
6 |
$30,826 - $46,238 |
7 |
$32,968 - $49,452 |
8+ |
$35,090 - $52,634 |
The steps involved in the application process are as follows:
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You must attend an information meeting to begin the application process.
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Your application is reviewed to verify income, current housing situation, residency, and credit history. Applicant must be a U.S. Citizen and a Washington County resident for one year.
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Your family begins to earn “sweat equity” hours to show your willingness to work with Habitat.
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Family Services Committee members will visit your present home to interview you and review your current housing situation.
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Your application will be taken to the Habitat for Humanity Board of Directors by the Family Services Committee once all criteria have been successfully met.
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Information Meetings are held three times per year. Call the Habitat office at 301-791-9009 for the dates and times of the Information Meetings.
 Habitat for Humanity of Washington County is an equal opportunity housing organization. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
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